Bill Summary for H 81 (2025-2026)

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Summary date: 

Mar 20 2025

Bill Information:

View NCGA Bill Details(link is external)2025-2026 Session
House Bill 81 (Public) Filed Monday, February 10, 2025
AN ACT REQUIRING NOTICE AND CONSENT BEFORE AN INSURANCE INSTITUTION OR AGENT MAY USE VEHICLE TELEMATICS DATA.
Intro. by Loftis, Warren, Echevarria, Almond.

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Bill summary

House committee substitute to the 1st edition makes the following changes.

Removes references to data provided by vehicle telematics in new GS 58-39-33 so that the statute prevents insurers or agents from using vehicle telematics. Clarifies that the person who can revoke consent under GS 58-39-33(b) is the applicant or policyholder. Makes conforming changes, including to the statute title. Modifies vehicle telematics so that it means data regarding an individual's driving habits obtained through the installation of a tracking device, application, or software into an individual's motor vehicle or mobile device that transmits the data via wireless networks (was, any tracking device, application, or software installed into a motor vehicle or mobile device that facilitates the transmission and storage of telemetry data regarding an individual's driving habits via wireless networks) in GS 58-39-15. Makes technical changes to the other definitions contained in GS 58-39-15.

Exempts an insurance institution or agent that collects, receives, sells, shares, or otherwise uses vehicle telematics regarding an applicant or policyholder through the installation of a tracking device, application, or software into an individual's motor vehicle or mobile device that transmits the data via wireless networks from the criminal provisions pertaining to cyberstalking under GS 14-196.3(b)(5) so long as the insurance institution or agent obtains written consent in accordance with GS 58-39-33.