Bill Summary for H 81 (2025-2026)
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View NCGA Bill Details(link is external) | 2025-2026 Session |
AN ACT REQUIRING NOTICE AND CONSENT BEFORE AN INSURANCE INSTITUTION OR AGENT MAY USE VEHICLE TELEMATICS DATA.Intro. by Loftis, Warren, Echevarria, Almond.
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Bill summary
House committee substitute to the 1st edition makes the following changes.
Removes references to data provided by vehicle telematics in new GS 58-39-33 so that the statute prevents insurers or agents from using vehicle telematics. Clarifies that the person who can revoke consent under GS 58-39-33(b) is the applicant or policyholder. Makes conforming changes, including to the statute title. Modifies vehicle telematics so that it means data regarding an individual's driving habits obtained through the installation of a tracking device, application, or software into an individual's motor vehicle or mobile device that transmits the data via wireless networks (was, any tracking device, application, or software installed into a motor vehicle or mobile device that facilitates the transmission and storage of telemetry data regarding an individual's driving habits via wireless networks) in GS 58-39-15. Makes technical changes to the other definitions contained in GS 58-39-15.
Exempts an insurance institution or agent that collects, receives, sells, shares, or otherwise uses vehicle telematics regarding an applicant or policyholder through the installation of a tracking device, application, or software into an individual's motor vehicle or mobile device that transmits the data via wireless networks from the criminal provisions pertaining to cyberstalking under GS 14-196.3(b)(5) so long as the insurance institution or agent obtains written consent in accordance with GS 58-39-33.