Adds new GS 58-39-33 (concerning use of telematics data) preventing an insurance institution or agent from collecting, receiving, selling, sharing, or otherwise using data provided by vehicle telematics regarding an applicant or policyholder without first doing all of the following:  

• Notifying the applicant or policyholder how the vehicle telematics data will be used.
• Obtaining the consent of the applicant or policyholder in writing.
• Notifying the applicant or policyholder that consent may be revoked at any time.

Provides that consent may revoked by any individual at any time. Directs insurance agents or institutions to provide reasonable means for notice of revocation of consent and to effectuate that revocation within 24 hours of its communication. Violations of the statute are an unfair trade practice under Article 63 of GS Chapter 58 and an unfair and deceptive trade practice under GS 75-1.1. Defines vehicle telematics in GS 58-37-15 as any tracking device, application, or software installed into a motor vehicle or mobile device that facilitates the transmission and storage of telemetry data regarding an individual's driving habits via wireless networks.

Applies to contracts issued,  renewed, or amended on or after October 1, 2025.