Includes whereas clauses.

Adds new Article 7 to GS Chapter 19A, providing as follows. 

Prohibits a person from leasing, selling, or offering to lease or sell, any living animal for personal, family, or household use if the lease, sale, or offer thereof is subject to any provision authorizing the use of the animal as security where the animal may be repossessed by the seller or lender contingent on the purchaser making payments. Violations are a Class 2 misdemeanor. Violations also constitute an unfair and deceptive trade practice. Invalidates any provision in a contract or agreement that is a violation of these provisions. Specifies that the purchase of a living animal through an unsecured personal loan is not prohibited. Effective December 1, 2019.