Printer-friendly: Click to view
  • Summary date: Mar 15 2023 - View Summary

    Enacts Article 2B, GS Chapter 75, to prohibit credit reporting agencies from collecting, storing, reporting, or using to determine a composite-type score, information regarding any lawsuit against the consumer for ejectment or summary ejectment by the consumer's landlord if there was no judgement entered in favor of the landlord. Includes four defined terms. Defines credit reporting agency to include individuals, partnerships, corporations, trusts, estates, cooperatives, association, government or governmental subdivision or agency, or any other entity that regularly engages in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, for monetary fees, dues, or on cooperative nonprofit basis. Defines consumer report to includes written, oral, or other communication by a consumer reporting agency, as described, used or expected to be used or collected for the purpose of serving as a factor in establishing a consumer's eligibility for employment, hosing, credit, or other federally authorized purpose. Applies to credit information collected and reports disbursed on or after October 1, 2023.