House committee substitute to the 1st edition makes the following changes.

Amends new GS 66-501 to new Article 51 of GS Chapter 66 (legislative findings for the Second Amendment Financial Privacy Act) to add additional finding, that in order to protect consumers in this State and promote lawful commerce in this State, the Second Amendment Financial Privacy Act prohibits payment card networks from using a firearms code or maintaining a firearms registry. Changes term firearms retailer to firearms merchants and makes conforming changes throughout new Article 51 to use new term. Deletes defined term financial institution. Amends prong two of defined term firearms code to have it mean a code or other indicator that identifies whether a payment (was, payment card transaction) involves the purchase of a firearm or firearm ammunition. Adds new defined term payment card network as an entity involved in facilitating or processing an electronic transfer of funds between a merchant and a customer using a payment card. This term does not include a bank holding federally insured deposits from individuals or a credit union holding federally insured deposits from individuals. Replaces references to financial institution throughout Article 51 with payment card network. Makes technical changes.