Enacts Article 47 to GS Chapter 66, requiring motocross facility owners or operators to carry insurance coverage of at least $1 million per occurrence and $2 million in the aggregate against liability for injury to persons or property arising out of the facility operation or use of ATVs and off-road motorcycles. Provides applicable defined terms. Requires proof of insurance by an acceptable insurer, as specified. Excepts from the provisions of Article 47 a motocross facility installed on private property that is not open to the public and that does not charge fees, or a government owned or operated motocross facility. Effective July 1, 2019. Directs the Commissioner of Insurance to adopt rules implementing Article 47, effective when the act becomes law.