House committee substitute to the 1st edition makes the following changes.

Expands the scope of new GS 66-67.10 (governing charges for payments made by certain types of cards) to extend to charge cards. Modifies the cap on charges that merchants may impose for credit, charge, or debit card transactions to either 3% of the total transaction or the actual fee the merchant pays to a payment card entity, whichever is less (was, just actual fee). Requires merchants to clearly and conspicuously disclose the fee at the point of entry and the point of sale for in-person transactions, on the home page and webpage for online transactions the amount of the charge, and verbally for transactions processed over the telephone (was, had to disclose in advertisements, without specifics as to where in the advertisement, and no requirement that the disclosure be clear and conspicuous). Authorizes merchants to offer discounts for payment by other tender, so long as the discount is offered to all other prospective customers and it is clearly and conspicuously disclosed. Prohibits merchants from imposing the card fee in lieu of another means of payment if it only accepts payment by card. Reduces the cap on the civil penalty from $2,500 for the first violation and $5,000 for any subsequent violations to $500 per violation. Amends the act's titles.