House committee substitute to the 4th edition makes the following changes.

 Part XII.

Changes the effective date to the coverage changes set forth in GS 58-37-35(b)(1) from October 1, 2025 to October 1, 2023.

Part XIII.

Amends the compliance date for a response for medical records requested under GS 44-49(b) to establish a medical debt lien on personal injury settlements, from within 120 days after receipt of the attorney’s request to 60 days after the receipt of the request.

Deletes Part XIV, which would have (1) amended GS 58-70-90 to add and define the term itemized accounting as it is used in Part 3 (Prohibited Practices by Collection Agencies Engaged in the Collection of Debts from Consumers) of Article 70 of GS Chapter 58 and amended GS 58-70-115 (unfair debt collection practices) to add a definition of itemized accounting and (2) amended GS 58-70-155 to narrow what authenticated business records must include under that statute. 

Part XV.

Amends GS 58-45-41(a) (coverage limits for beach area property) to raise coverage limits as follows: for a building on habitational property, from $750,000 to $1 million; commercial property, from $3 million to $4 million; and the aggregate insurance for any freestanding structure or any building unit within multiple firewall divisions, from $6 million to $10 million on all interest at one risk. Effective and applies to contracts issued, amended, or renewed on or after July 1, 2023.

Makes organizational changes to account for deleted part.