Bill Summary for S 452 (2023-2024)

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Summary date: 

Apr 25 2023

Bill Information:

View NCGA Bill Details2023-2024 Session
Senate Bill 452 (Public) Filed Thursday, March 30, 2023
AN ACT TO MAKE VARIOUS CHANGES TO THE INSURANCE LAWS OF NORTH CAROLINA, TO AMEND THE INSURANCE RATE-MAKING LAWS, AND TO REVISE HIGH SCHOOL INTERSCHOLASTIC ATHLETICS.
Intro. by Johnson, Craven, Britt.

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Bill summary

Senate committee substitute to the 1st edition makes the following changes. Deletes the entirety of Part II, proposed amendments to GS 58-3-179, which would have required health benefit plans to provide coverage for colorectal cancer exams and lab tests for cancer, for any non-symptomatic covered individual who is: (1) at least 45 (was, 50) years old or (2) less than 45 (was, 50) years old and at high risk for colorectal cancer.  

Clarifies that both GS 58-48-20 (definitions) and GS 58-48-35 (powers and duties of the NC Insurance Guaranty Association), as amended by the act, are effective October 1, 2023.  

Deletes proposed changes to GS 20-279.21(b)(4) that would have changed the definition of uninsured motor vehicle from when a motorist’s coverage is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy (the “Coverage Standard”) to when coverage is less than the total damages sustained by an individual seeking payment of benefits and all related changes.

Deletes proposed changes to GS 20-279.25, which would have increased the amount of money or securities required as proof of financial responsibility under GS 20-279.25 from $85,000 to $125,000. Makes organizational changes.