Enacts new GS 66-67.10 prohibiting persons selling goods or services at retail, State agencies, local governments, restaurants, and landlords from imposing an extra charge for payment by credit card or debit card. Specifies that the specified entities may offer a discount for payments by cash. Authorizes the Secretary of Commerce to assess civil penalties against a person, other than a State agency or local government for violations. Sets caps on the fees for initial and subsequent violations. Directs that the proceeds of any civil penalties will be remitted to the Civil Penalty and Forfeiture Fund in accordance with GS 115C-457.2.

Effective October 1, 2023, and applies to payments made on or after that date.