House committee substitute to the 2nd edition makes the following changes.

Further amends GS 58-36-65, Classifications and Safe Driver Incentive Plan (Plan) for nonfleet private passenger motor vehicle insurance. Eliminates the proposed addition to subsection (k), and proposed subsection (k1), which allowed a subclassification plan to provide for premium surcharges for insureds having less than eight years' licensed driving experience, applicable to insureds receiving a first driver's license on or after October 1, 2019, and provided for a safe driver discount after three years.