AUTO INSURANCE/YOUNG DRIVER CLASSIFICATION.

View NCGA Bill Details2013-2014 Session
Senate Bill 181 (Public) Filed Tuesday, March 5, 2013
A BILL TO BE ENTITLED AN ACT TO ALIGN AUTO INSURANCE RISK AND RATES IN NORTH CAROLINA BY ALLOWING THE CLASSIFICATION OF YOUNG DRIVERS AS A FACTOR IN THE SETTING OF RATES.
Intro. by Apodaca.

Status: Assigned To Commerce and Job Development Subcommittee on Energy and Emerging Markets (House Action) (Jun 27 2013)
S 181

Bill Summaries:

  • Summary date: Apr 18 2013 - More information

    Senate amendment makes the following change to the 1st edition.

    Amends the effective date, providing that this act becomes effective on January 1, 2014, and applies to policies issued or renewed on or after that date (was, effective July 1, 2013).


  • Summary date: Mar 5 2013 - More information

    Amends GS 58-36-65 as follows. Allows the Commissioner of Insurance to consider whether any licensed drivers are under age 19 when setting rate classifications for private passenger motor vehicles. Allows a subclassification plan to provide for premium surcharges for insureds who are less than 19 years old. Makes conforming changes. Amends GS 58-37-35 to define a clean risk as a private motor vehicle owner if the owner, principal operator, and each licensed operator in the owner's household are 18 or older and none of the individuals have been assigned any Safe Driver Incentive Plan points during the specified time period. Makes conforming change to GS 58-3-25. Effective July 1, 2013.


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