Amends GS 1-255, GS 43-12, and Rule 601 of the Rules of Evidence, to replace the terms infant with minor, lunatic with an incompetent person, and insolvent with an insolvent person. Further amends Rule 601 to replace committee with guardian. Amends GS 14-113 to replace the terms dumb with mute and physically defective with physically disabled. Directs the State Banking Commission to revise the definition of fiduciary to no longer include the word lunatics when it next amends 04 NCAC 03D .0301. Makes other technical changes.