AN ACT TO PROVIDE FOR THE CERTIFICATION OF HEALTH INSURANCE NAVIGATORS UNDER THE FEDERAL AFFORDABLE CARE ACT.
Enacts new Part 8, Health Insurance Navigators, in Article 50 of GS Chapter 58. Prohibits functioning as a navigator (as defined) without a license. Requires the Commissioner of Insurance to issue a license when five specified requirements are met, including passing an exam. Requires licensed navigators to provide factually accurate insurance advice and guidance to uninsured individuals and groups seeing coverage on an exchange and to provide factually accurate information to uninsured persons and businesses regarding the availability of premium tax credits and cost-sharing reductions. Prohibits specified acts, including soliciting a person or business already insured under an existing health benefit plan and receiving anything of value from an insurer, health benefit plan, business, or consumer for providing advice or services. Violations of the Part or of the Affordable Care Act is ground for denial, suspension, or revocation of a license. This part does not apply to patient navigators.
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