Bill Summary for H 755 (2019-2020)

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Summary date: 

May 2 2019

Bill Information:

View NCGA Bill Details2019-2020 Session
House Bill 755 (Public) Filed Monday, April 15, 2019
AN ACT TO CREATE A COMPREHENSIVE FRAMEWORK FOR THE SALE OF TRAVEL INSURANCE IN NORTH CAROLINA.
Intro. by Corbin, Hardister, Hunter.

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Bill summary

House committee substitute to the 1st edition makes the following changes.

Modifies the proposed changes to the definition of travel insurance set forth in GS 58-33-19 to specify that the term may include coverage of the specified personal risks incident to planned travel rather than includes but is not limited to those personal risks specified. Makes technical and clarifying changes. 

Makes a clarifying change to the scope of proposed Article 44B set forth in GS 58-44B-1. Modifies and adds to the definition of the proposed Article. Modifies the definition of eligible group to specify that the term can include any of the entities specified rather than includes but is not limited to the entities specified. Makes similar changes to the term's inclusive lists and the inclusive lists set out for travel assistance services. Adds the term travel insurer and travel retailer.

Modifies proposed GS 58-44B-5 which sets out requirements concerning travel insurance marketing. Now requires all documents, sales materials, advertising materials, and marketing materials to consumers (previously an inclusive list of types of documents) provided to customers prior to purchasing travel insurance to be consistent with the travel policy itself, including (was, included but not limited to) forms, endorsements, policies, rate filing, and certificates of insurance. 

Makes the language of proposed GS 58-44B-6 gender-neutral.

Modifies proposed GS 58-44B-7 to specify that travel insurance can be provided in the form of an individual, group, or blanket policy.