Bill Summary for H 13 (2025-2026)

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Summary date: 

Sep 23 2025

Bill Information:

View NCGA Bill Details2025-2026 Session
House Bill 13 (Public) Filed Wednesday, January 29, 2025
AN ACT TO REGULATE THE AMOUNT A MERCHANT MAY CHARGE CUSTOMERS FOR PAYMENTS BY CREDIT CARD OR CHARGE CARD AND TO INCREASE THE FEE PAID TO THE SECRETARY OF STATE FOR FILING ARTICLES OF INCORPORATION UNDER THE NORTH CAROLINA NONPROFIT CORPORATION ACT.
Intro. by Warren, Ross, Setzer, Tyson.

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Bill summary

House committee substitute to the 3rd edition makes the following changes.

Amends new GS 66-67.10 by changing the cap on how much a merchant can charge for payment by credit or charge card, to now prohibit charging more than 2% of the total transaction (was, prohibited from charging more than 3% of the total transaction or the charge that the merchant pays to a payment card entity to facilitate or process the payments, whichever is greater). Changes the effective date of the statute so that it is applicable to payments made on or after January 1, 2026 (was, October 1, 2025).