Amends Rule 411 of the NC Rules of Evidence, GS 8C-1, regarding the inadmissibility of evidence that a person was or was not insured against liability on the issue of whether the person acted negligently or otherwise wrongfully. Specifies that the rule does not require the exclusion of evidence of insurance coverage limits when offered for another purpose, such as proof of agency, ownership, or control, or bias or prejudice of a witness. Adds that the term insurance bars parties from introducing evidence of any payments made by insurance under the collateral source rule. Excludes barring evidence of health insurance, disability insurance, or other forms of benefits that can be characterized as insurance. Applies to proceedings pending on or after October 1, 2021.