House committee substitute makes the following changes to the 3rd edition.

Providesthat loans issued in accordance with GS 53-176(a) cannot charge interest that exceeds the following actuarial rates with respect to a loan not exceeding $10,000:(1) cannot exceed 30% per annum on that part of the unpaid principal balance not exceeding $4,000 (was, $5,000); (2) cannot exceed 24% per annum on that part of the unpaid principal balance that exceeds $4,000 but does not exceed $8,000; and (3) and 18% per annum (was, 24% per annum)on the remainder of the unpaid principal balance.

Makes a technical correction to subsection (c) of GS 53-176.

Amends new GS 53-180.1 regarding the requirements and limitations of granting loans to military service members. Expands the restriction that prohibits a licensee from contacting a military service memberdeployed to a theater of combat or that member's spouse to collect on a loan providing that the licensee has received sufficient proof of the service member's deployment. Specifies that the restriction applies to a military service member deployed to a theater of combat, in a combat supporting role, in an area where there ishostile fire and/or when Imminent Danger Pay is authorized to the service member. Provides that written verification from the service member's commanding officer constitutes sufficient proof of the service member's deployment (was, only specified that an official copy of the member's deployment orders provided sufficient proof).