STUDY/ACCESS TO CREDIT.

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View NCGA Bill Details(link is external)2013-2014 Session
House Bill 678 (Public) Filed Tuesday, April 9, 2013
A BILL TO BE ENTITLED AN ACT TO REQUIRE THE STATE BANKING COMMISSION TO STUDY THE ISSUES RELATED TO PROVIDING ACCESS TO CREDIT TO PERSONS OF LOW- OR MODERATE-INCOME.
Intro. by Terry.
Status: Ref To Com On Rules, Calendar, and Operations of the House (House Action) (Apr 11 2013)

Bill History:

H 678

Bill Summaries:

  • Bill H 678 (2013-2014)
    Summary date: Apr 10 2013 - View Summary

    Directs the State Banking Commission (Commission) to study the issues related to providing access to credit to persons of low or moderate income. The study will do at least the following:

    (1) Research and determine the reasons preventing persons of low or moderate income from accessing credit, including the effects of any state or federal laws.

    (2) Research and evaluate methods for providing low-cost access to credit to persons of low or moderate income, including the use of micro lending or alternative methods employed by other states.

    (3) Research and evaluate what economic incentives spur financial institutions to provide low-cost access to credit to persons of low or moderate income.

    (4) Examine any other issues determined by the Commission to be relevant.

    The Commission will report its findings and recommendations to the 2013 General Assembly when it reconvenes in 2014.

     

    Banking and Finance
    STUDY
  • Bill H 678 (2013-2014)
    Summary date: Apr 9 2013 - View Summary

    To be summarized at a later date.
View: All Summaries for Bill