Amends GS Chapter 95 by creating a new section GS 95-28.1B, (Discrimination against persons based on credit history or credit rating prohibited), establishing that no person, firm, corporation, unincorporated association, State agency, unit of local government, or any public or private entity can deny or refuse employment to someone because of the person's credit history or credit rating. Provides that an employer can request a prospective employee to submit to a credit history background check, as part of the application process, if creditworthiness or credit standing is directly related to the ability to perform the essential functions of the position.

Effective October 1, 2013.