Bill Summary for S 678 (2015-2016)

Summary date: 

Apr 28 2015
S.L. 2015-177

Bill Information:

View NCGA Bill Details2015-2016 Session
Senate Bill 678 (Public) Filed Thursday, March 26, 2015
AN ACT TO AMEND THE DEBT COLLECTOR STATUTES TO MORE NEARLY CONFORM TO THE FEDERAL FAIR DEBT COLLECTION PRACTICES ACT.
Intro. by Gunn, B. Jackson, D. Davis.

View: All Summaries for BillTracking:

Bill summary

Senate committee substitute makes the following changes to the 1st edition.

Amends GS 75-54 to provide that failing to disclose that the purpose of the communication is to collect a debt is not a deceptive representation if the communication is made to a third-party under GS 75-53 for the purpose of obtaining location information about the debtor.

Amends GS 75-55 to delete the provision expressly authorizing the collection of fees. Deletes the language providing that if a consumer decides to make arrangements with a debt collector to cure any existing default and resume debt payments, the collector is entitled to add the court costs to the balance of the loan and collect them as part of the loan balance. Makes clarifying changes.

 

© 2021 School of Government The University of North Carolina at Chapel Hill

This work is copyrighted and subject to "fair use" as permitted by federal copyright law. No portion of this publication may be reproduced or transmitted in any form or by any means without the express written permission of the publisher. Distribution by third parties is prohibited. Prohibited distribution includes, but is not limited to, posting, e-mailing, faxing, archiving in a public database, installing on intranets or servers, and redistributing via a computer network or in printed form. Unauthorized use or reproduction may result in legal action against the unauthorized user.

Printer-friendly: Click to view