Appropriates $5 million for 2020-21 from the General Fund to the Department of Insurance to be allocated to the Volunteer Fire Department Fund. Makes grants made using these funds subject to GS 58-87-1 (governing the use of funds in the Volunteer Fire Department Fund), with the following changes: (1) limits grants to counties designated as tier one; (2) sets out specified match requirements based on the fire department's annual budget; and (3) caps grant amounts at $50,000. Effective July 1, 2021.