House committee substitute to the 1st edition makes the following changes.

Amends definition of financial institution in GS 53-441 to specify that the term does not include a consumer finance licensee regulated under Article 15 of GS Chapter 53, in addition to other entity listed in the exclusion. Makes technical changes. Deletes provision specifying that effective July 1, 2023, beginning with the 2023-24 fiscal year, overrealized receipts available to the State Banking Commission each fiscal year are appropriated to be used by the Commission in an amount necessary to implement this act. Makes conforming change to effective date to account for deleted provision.