Enacts new GS 75-43 to prohibit a person who sells or leases goods or services in North Carolina from imposing a surcharge, as defined, on a person who uses a credit card, charge card, or debit card in lieu of cash, check, or other similar form of payment. Allows a person to offer discounts to induce payment by means not involving the use of a credit, charge, or debit card, provided the discount is offered to all prospective buyers. Makes a violation of GS 75-43 an unfair and deceptive trade practice. Makes a conforming change to GS 159-32.1, permitting a unit of local government, public hospital, or public authority to accept electronic payment in lieu of cash or check, as specified, notwithstanding GS 75-43. Effective October 1, 2011.